In the medical field, every action counts. A clinical decision, a caring act, or a recommendation can have significant consequences. Even when performed with competence and diligence, healthcare professionals can never be entirely shielded from potential claims.
Medical professional liability insurance is tailored to offer suitable protection for the many roles within the healthcare sector, whether it’s a misinterpreted act, a contested diagnosis, or an unforeseen incident, this coverage protects you against the financial and legal consequences that may follow.
At J. Gérard Fortin & Associates, our specialized brokers understand the subtle nuances of each medical profession. Through their guidance, you benefit from insurance adapted to your daily reality, whether you’re working in an office, clinic, hospital, or at home.
The medical world encompasses a wide range of roles and responsibilities. Every professional or facility faces unique challenges, clientele, and associated risks. That’s why specific protections are available for each.
Our experts assist you in identifying the most relevant policy based on your scope of practice, tools, and professional obligations.
For each of these profiles, additional protections can be added or adjusted through endorsements to cover specific acts, particular tools, or various work settings (e.g., telemedicine, home visits, staff training).
Acupuncturists, chiropractors, dentists, dietitians, dental hygienists, nurses, respiratory therapists, massage therapists, opticians, optometrists, osteopaths, pharmacists, phlebotomists, physiotherapists, podiatrists, psychologists, psychotherapists, veterinarians, and more.
Health and safety consultants, rehabilitation consultants, fitness professionals, medical consultants, CPR instructors.
Medical and dental clinics, specialized clinics (e.g., laser vision), hospitals, convalescence homes, diagnostic laboratories, ambulance services, and non-urgent patient transfer services.
Nursing staff placement agencies, social services, paramedical services, first responders, laboratory technicians, etc.
Yes. Some policies allow for multiple practitioners within the same structure (clinic, office, or organization) to be covered. A broker can help you structure this according to individual roles and responsibilities.
Yes. Protections for remote services can be included if specifically requested, telemedicine risks are increasingly recognized.
In many cases, yes. Some professional orders require minimum coverage to legally practice. Your broker can guide you based on the requirements of your specific order or association.