As a chiropractor, your practice is governed by strict professional standards, including the legal requirement to maintain professional liability insurance. This is not just a regulatory obligation; it is genuine protection for you, your colleagues, and your business. A simple error, omission, or accusation can have significant repercussions on your career and finances.
Insurance products designed for members of the Ordre des chiropraticiens du Québec take into account the specific risks of your profession. By subscribing to appropriate coverage, you protect not only your reputation but also your employees and your peace of mind.
The experts at J. Gérard Fortin & Associates understand the requirements of your professional order and are here to assist you in choosing a contract that meets all your obligations while offering advantageous coverage.
Choosing professional liability insurance is not merely ticking a mandatory box; it is a decision that will follow you daily. It is therefore essential to understand what your contract covers and why certain elements are crucial in the context of a chiropractic clinic.
Our brokers will guide you through each clause of the contract to ensure you are fully protected, today and for the years to come.
This guarantee is the core of the contract. It protects you against financial consequences if a patient sues you for an error or act deemed negligent in the exercise of your duties.
Whether it’s your administrative staff or another healthcare professional working alongside you, your insurance should cover all individuals acting on your behalf to avoid legal blind spots.
If you are in partnership with other chiropractors, the insurance can be established in the name of the clinic. Each partner or employee will still be personally protected by the contract.
The law requires a minimum of $1,000,000 per claim and $3,000,000 total for the year. Our products meet these criteria and can also offer additional options based on your specific needs.
Our partner insurers offer specially negotiated advantageous rates for chiropractors, ensuring optimal coverage without compromising your budget.
Yes, in many cases, it is possible to add an extension to your contract to cover professional acts performed outside your usual workplace. Discuss this with your broker.
Yes, any change to your practice location or address must be reported to your insurer to ensure continuous coverage.
Absolutely. It is possible to build a comprehensive solution that includes, in addition to professional liability, coverage for your property, general liability, and more.