Promutuelle Business Perspective

Promutuelle BusinessPerspective

Insurance

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A Clear Vision Deserves Strong Protection

Running a business means anticipating the future without compromise. Yet, no matter how well you plan, the unexpected is part of reality. Business Perspective is a solution specifically designed for demanding entrepreneurs who expect their insurance to reflect the same principles as their vision: rigor, flexibility, and performance.

Our approach adapts to you. Whether you own a premises, distribute goods, or operate in a high-risk sector, you can choose tailored coverages that match your reality. There are no artificial limits based on your revenue or company size. Whatever your industry or facilities, you receive solid coverage at a competitive price.

At J. Gérard Fortin & Associés, our experts are here to guide you, ensuring you’re always well protected, at the right time.

Selecting the Right Protection

Business Perspective is built on a base contract with optional targeted protections, based on the specific risks of your business. This flexible model lets you insure what truly matters, without overspending.

With guidance from our experts, you can clearly identify which protections are priorities based on your business profile. Business Perspective offers coverage that is just right, not too much, not too little.

Available Protections (Adjust as Needed):

Liability Insurance

  • Covers bodily injury or property damage caused to third parties during your business activities.
    Example: A client is injured in your premises or due to one of your products.

Property Insurance

  • Protects your building, equipment, and merchandise from fire, theft, or water damage.
    Example: Fire damages your premises or essential production tools are stolen.

Equipment Breakdown (Automatically Included)

  • Covers sudden and accidental damage to your equipment at no extra cost.

Vandalism and Weather Damage Protection

  • Repairs or replaces items damaged by external factors like storms or malicious acts.
    Example: Your external sign is ripped off during a storm.

Advertising Liability

  • Covers lawsuits related to defamatory or misleading advertising.
    Example: A competitor sues you over damage to their reputation.

Goods in Transit or at Customer Locations

  • Protects your merchandise when off-site, either during transit or at a client’s premises.
    Example: A product is accidentally damaged before installation.

Frequently Asked Questions

Is Business Perspective suitable for businesses of any size, even very small or startups?

Yes. One of the major benefits of Business Perspective is that there are no limitations related to revenue, floor area, or industry. Whether you’re a small startup or an established organization, this product offers protections tailored to your reality.

Is equipment breakdown coverage automatically included?

Yes. Regardless of the level of protection selected, equipment breakdown coverage is automatically included, meaning you benefit from this valuable coverage at no additional cost.

Can coverage be modified or evolve over time?

Absolutely. Business Perspective is designed for high flexibility. You can increase or adjust your protections over time, as your business evolves, priorities shift, or new risks emerge.