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RBQSuretyBondfor Construction Contractors 

Financial Services

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Secure Your Contracts, Build with Confidence

In the competitive construction industry, contractors must inspire trust and security. The surety bond, particularly the one required by the Régie du bâtiment du Québec (RBQ), is more than just an administrative formality: it is a tangible proof of your seriousness, financial stability, and commitment to your clients.

At J. Gérard Fortin & Associés, our experts assist you in obtaining the necessary surety bonds without hindering your growth. Whether it’s to protect your working capital, win a public tender, or secure a large-scale project, the surety bond becomes a strategic tool to move forward with assurance. By working with our brokers, you can focus on what you do best: building.

How to Choose the Right Surety Bond

Selecting the appropriate surety bond depends on the type of project, its scope, and the requirements imposed by the project owner or regulations. The experts at J. Gérard Fortin & Associés guide you in determining the protection that best suits your situation. Whether you are in the bidding, execution, or project closure phase, we help you identify the solution that precisely meets your needs while preserving your financial flexibility.

Main Protections Offered and Their Usefulness:

RBQ Surety Bond

Required to obtain or renew a licence from the Régie du bâtiment du Québec, this bond aims to protect your clients in case of damages resulting from your work.

Bid Bond

Required in public or private tenders, it covers the cost difference if you win a contract but fail to sign it.

Surety Commitment

Confirms that a surety company commits to providing the necessary guarantees if you are selected in a tender.

Performance Bond

Protects the client against a contractor’s failure to meet contractual obligations. In case of default, the surety finances the completion of the work or pays compensation.

Labour and Material Payment Bond

Ensures subcontractors and suppliers are paid, preventing legal liens on the project.

Supply Bond

Similar to the performance bond but specifically guarantees the delivery of materials specified in the contract.

Maintenance Bond

Covers maintenance work required after project completion for a specified period.

Release of Lien Bond

Used to remove a legal lien while a dispute is being resolved, guaranteeing payment if the court finds the claims valid.

Frequently Asked Questions

Can a contractor be denied a surety bond?

Yes. A surety company evaluates the contractor’s financial strength, experience, and history. If the file is too weak or risky, the surety bond may be denied or subject to conditions.

How long does it take to obtain a surety bond?

The timeframe depends on the type of bond and the complexity of the application. With a well-prepared file, some bonds can be issued quickly. Our experts guide you to expedite the process.

Can a surety bond be cancelled or modified?

Yes. The conditions for cancellation or modification depend on the contract terms and specific circumstances. Our advisors provide detailed information on these aspects.