In our hyperconnected world, even small businesses are prime targets for cyberattacks, privacy breaches, or lawsuits related to online publications. A single vulnerability on your website, a data breach, or a defamation lawsuit can lead to serious financial consequences, damage your reputation, or disrupt operations.
Cyber liability, privacy, media, and hacking insurance is designed to protect businesses of all sizes from these new digital risks. It covers costs associated with security breaches, client data liability, legal actions for reputation or privacy violations, and more.
At J. Gérard Fortin & Associates, we understand every business is unique. That’s why our experts guide you toward customized protection tailored to your sector, digital assets, and cyber risk exposure. This insurance is more than a safety net it’s true peace of mind.
Choosing the right cyber and media liability insurance may seem complex—but it’s essential for your business’s longevity. This insurance is modular, allowing you to adapt coverage based on your operations and digital risk profile.
This policy is built for the future. Comprised of various modules, it lets you customize the coverage to match your business’s unique digital risks:
Covers risks related to posting content on your website, including user-generated content. Protect yourself from claims of defamation, reputational harm, or advertising injury.
Covers costs related to data breaches, including client notifications, corrective actions, legal claims, and public relations.
Protects against financial losses from cyberattacks (ransomware, data theft, website sabotage, etc.) and damage to your IT systems.
Covers professional mistakes and contractual failures, including when a service is delivered improperly or not at all.
Foundational coverage that remains useful for businesses, and can be integrated with your digital protections for a complete solution.
Includes protection against physical damage or business losses caused by digital incidents.
This insurance is ideal for any business whose operations expose it to cyber risk, privacy liability, or media-related liability. This includes, but is not limited to:
Website operators and online retailers
Businesses with digital platforms
Entertainment and leisure companies
Retailers
Manufacturers and wholesalers
Professional service firms
And many more
With coverage limits up to $10,000,000, deductibles starting at $1,000, and premiums from $300, this insurance is flexible and accessible. Whether you are an online retailer, website operator, or service provider, you can obtain coverage perfectly aligned with your needs.
Yes. Even small businesses can be targeted by cyberattacks or held liable for digital content. This insurance covers both financial losses and potential legal responsibilities.
No. It also covers privacy breaches, defamation, errors in online publication, copyright violations, and more. It’s a comprehensive shield for your digital and media activities.
This insurance covers the costs associated with notifying clients (e.g., in case of data theft or privacy breach). You receive financial and strategic support to act quickly and protect your reputation.