Protect your business against unforeseen risks with our Theft, Disappearance, and Destruction (3D) insurance. This essential coverage shields you if an employee becomes complicit or commits malicious acts against your company.
Whether it’s embezzlement, counterfeit bills or money orders, or losses and damages on or off your premises, we’ve got you covered. Our guarantees also include theft, robbery with violence, burglaries, and even computer data with monetary value.
With our 3D insurance, you benefit from comprehensive and reassuring protection to handle these complex situations and safeguard your business security.
Selecting the right 3D insurance requires a precise analysis of your specific risks and a clear understanding of the offered coverages. To do this, it’s important to:
Evaluate the Nature of Your Activities
Some businesses are more exposed to theft or disappearance of assets than others. A thorough analysis of your internal processes and vulnerabilities will help target the best coverage.
Check the Scope of Guarantees
Make sure the policy covers not only standard thefts but also internal fraud, malicious acts by employees, and losses related to destruction of assets, including computer data.
Compare Deductibles and Coverage Limits
A good balance between your deductible and indemnity limits is essential to avoid surprises in case of a claim.
Consider Service and Support
Choose an insurer that offers personalized follow-up, fast claims handling, and advice tailored to your industry.
At J. Gérard Fortin & Associates, we help you navigate these criteria to select a 3D insurance perfectly suited to your company, for effective and customized protection.
This insurance protects your business against internal malicious acts such as embezzlement, employee theft, as well as disappearance or destruction of assets, including computer data with monetary value.
The coverage amount should be based on a precise assessment of your risks, the value of exposed assets, and potential losses related to fraudulent acts or damages. An expert can guide you in adjusting the coverage to your actual needs.
It is important to verify the scope of coverage, exclusions, deductibles, as well as the insurer’s reputation and quality of claims management service. Well-suited insurance should also provide personalized support.