Protecting the environment is more than a responsible act — it’s ensuring the sustainable future of your business. With growing emphasis on ecological preservation, pollution-related risks are increasing, and standard general liability insurance is no longer enough.
Thanks to our partnerships with specialized insurers, we offer you comprehensive coverage tailored to your needs. This insurance protects against risks linked to fixed installations, hazardous material transport, off-site activities, and delivered products. Only events beyond your control are covered, guaranteeing effective and customized protection.
Investing in this insurance means anticipating environmental risks, avoiding costly penalties, and strengthening your image with clients and partners. Protecting the planet is investing in your company’s longevity and success.
This comprehensive approach not only helps you comply with current regulations but also preserves your reputation, ensures business continuity, and limits financial risks related to environmental damage.
In a context where pollution and environmental risks are increasingly frequent and complex, it’s crucial to have insurance covering all situations your company may face. Through our partnerships with specialized insurers, we offer a full range of protections designed to meet your specific needs:
This coverage protects against damages caused by accidental, unexpected events such as explosions, pollutant infiltration, or leaks occurring in your facilities. It also covers gradual pollution, which manifests progressively but is equally harmful, ensuring broad protection against various scenarios.
In case of an environmental incident, this protection covers bodily injuries suffered by third parties, damages to their property, and costs necessary for cleaning and restoring affected sites. This helps limit heavy, unforeseen financial consequences that could impact your business.
Indirect losses such as loss of use of property, business interruption, or revenue decline following an environmental incident can also be covered. This guarantee offers additional security by compensating for difficult-to-predict financial impacts that may be substantial.
To ensure fair and appropriate protection, only losses occurring independently of your will or negligence are covered. This condition protects you against uncontrollable risks while encouraging responsible practices.
Yes. Even non-industrial businesses can be responsible for environmental damage. A simple product leak, improper storage, or transport accident can cause contamination. Pollution and Environmental insurance protects you against these risks, which are often excluded from traditional policies.
General liability insurance covers bodily injury and property damage caused to third parties but typically excludes pollution-related claims. Pollution & Environmental insurance is specifically designed to cover contamination incidents—whether sudden or gradual—on your site or elsewhere.
Depending on the coverage selected, insurance can cover decontamination costs, repair of property damage, compensation for bodily injury, third-party revenue losses, as well as legal or regulatory costs associated with the event.