Even the best professionals can make a mistake or face an unjustified claim. Whether you practice a specialized trade, a regulated profession, or run a small business, you could be held legally responsible for harm caused to a client in the course of your services.
Professional errors and omissions insurance is therefore essential: it protects your reputation, finances, and professional future. The experts at J. Gérard Fortin & Associés are here to guide you and build protection tailored to your reality.
Because each profession carries specific risks, it’s important to choose insurance that accurately reflects your field of activity. Errors and omissions insurance covers professional faults, negligence, or unintentional omissions that may cause harm to a client.
It includes:
Protects against claims related to financial damages caused by your advice, actions, or services.
Covers oversights, faults, or professional shortcomings in the performance of your duties.
Allows you to adjust insured amounts according to your needs or industry requirements.
Some professions can add this coverage to a multirisk policy at a very affordable cost.
Even rare or atypical trades can be protected by tailored insurance.
Yes. Even if you are innocent, the insurance covers defense fees and legal costs related to the lawsuit.
No, this insurance can be offered to anyone or any business practicing a professional activity, regulated or not.
Depending on the terms of the contract, the policy can be extended to cover the professional acts of employees working under your supervision.