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Fly with confidence using tailored drone insurance

The use of drones in commercial settings is rapidly growing, bringing with it a range of responsibilities and potential risks. Whether for capturing images, inspecting structures, or other specialized services, even a minor piloting error can result in significant property or bodily damage. That’s why it’s essential to have insurance specifically designed for drone operations.

The experts at J. Gérard Fortin & Associates understand the unique aspects of this activity. We assist you in obtaining clear, targeted protection that complies with Transport Canada regulations. By securing your business now, you can avoid unexpected issues and ensure the continuity of your operations across all Canadian provinces.

How to Choose Commercial Drone Insurance

Selecting the right drone insurance involves considering your field of activity, flight locations, operator experience, and regulatory requirements. The coverage should not only address damages caused by the drone but also the associated civil liabilities.

The specialists at J. Gérard Fortin & Associates will help you evaluate options based on your needs.

Key Factors to Consider When Choosing Your Coverage :

Liability Insurance

Protects against bodily injury or property damage caused to third parties during drone operation.

Equipment Insurance

Covers the drone and its accessories against loss, theft, accidental damage, or malfunction.

Extension of Existing Policy

Allows adding drone-related protections to your current commercial insurance, provided certain conditions are met (e.g., flying in low-risk areas, compliance with Transport Canada regulations).

Operator Profile

Considers the operator’s age, piloting experience, and adherence to regulatory standards.

Geographical Limits and Authorized Uses

Specifies where the drone can be operated and the types of activities covered (e.g., inspection, photography, precision agriculture).

Frequently Asked Questions

Does this insurance cover international flights?

No, this insurance applies only to flights conducted within Canada. For international operations, special coverage must be discussed with an expert.

Does the insurance cover drones used for competitions or public events?

Such uses are generally not included in the standard low-risk zones covered by the policy. A personalized risk assessment is necessary to determine the feasibility of such coverage.

Can I insure multiple drones under a single policy?

Yes, it’s entirely possible to include several drones under one policy, provided their uses adhere to the established conditions. Your broker will guide you in structuring the appropriate coverage.