Today, devices like tablets and cell phones are more than just gadgets. They have become essential tools in our daily lives, whether for work, studies, managing our finances, or staying connected with loved ones. However, these expensive items are also particularly vulnerable: accidental drops, thefts, unexpected breakages… all situations that can have significant financial consequences.
That’s why the experts at J. Gérard Fortin & Associés strongly recommend considering specific insurance for your personal electronic devices. By adding this coverage to your home insurance policy, you can benefit from tailored protection when you need it most. Simply ask your broker to ensure your contract reflects the actual value of your mobile devices. Don’t let an incident deprive you of your most valuable tool.
Before insuring your mobile devices, it’s essential to understand what your home insurance policy actually covers. Not all policies automatically protect tablets and cell phones. Some insurers offer specific protections that can be added to the existing contract. These protections may vary between insurers in terms of conditions and insurable amounts.
The experts at J. Gérard Fortin & Associés will assist you in choosing coverage that matches the actual value of your devices and how you use them. A simple discussion with your broker can help you avoid unpleasant surprises in case of damage, loss, or theft. It’s a small addition to your coverage that can make all the difference when the unexpected happens.
Yes, it’s possible to insure devices used by family members, including your children’s devices, provided they are considered part of your insured residence. Consult your broker to tailor your coverage to your family situation.
In most cases, proof of purchase will be required to establish the device’s value and facilitate the claims process. It’s recommended to keep original receipts or a digital copy.
Yes, a device purchased abroad can generally be insured, as long as it meets the conditions set by your insurer. The origin is not an issue, but it’s important to discuss it with your broker to ensure the device is properly declared and covered under the contract.