Operating a gas station involves more than just selling fuel. It’s a high-risk business where environmental, technical, and financial challenges intersect daily. Tank leaks, soil contamination, fuel theft, and credit card fraud are just a few examples of the risks you face, often invisible until a critical moment.
That’s why specialized insurance is essential. It protects you not only against property damage but also against environmental repercussions and losses related to common incidents in the petroleum industry.
The experts at J. Gérard Fortin & Associés understand the realities of your sector and can guide you toward specific protections designed to meet the unique needs of petroleum product retailers. Gain peace of mind, compliance, and financial stability, no matter what arises.
Insuring a gas station isn’t done with a generic policy. The sector has unique risks that require customized protections, both environmentally and for equipment or electronic transactions. An adapted coverage not only ensures regulatory compliance but also the longevity of your business.
The experts at J. Gérard Fortin & Associés are here to assist you in selecting effective and comprehensive guarantees.
Protects against financial consequences of soil or water contamination caused by tank leaks or accidental spills.
Covers the costs of cleaning and environmental restoration after a pollution incident, often required by government authorities.
Offers protection against losses related to fraud, disappearance, or destruction of payment cards used on-site.
Covers losses, breakage, or theft of fuel, as well as damage to essential equipment at your station.
Protects products (like fuel or parts) during transportation to or from your site.
Covers incidents that may occur on the exterior surfaces of your property, including falls or accidents involving customers.
While not always legally required, several types of coverage, especially environmental, are strongly recommended or even required by certain partners or local authorities.
Yes, it’s often possible to group multiple guarantees within a single contract to simplify management and reduce costs.
Some insurers may cover damages caused by old installations, but this depends on the condition, documented maintenance, and compliance with environmental standards.