When your business relies on the movement of goods, materials, or equipment, every mile traveled carries its own set of risks. Whether you’re a construction contractor, cargo transporter, or art dealer, a well-suited ground transportation insurance policy helps you avoid costly and unexpected losses. In the event of an accident, theft, damage, or incident on the road, you can count on coverage that follows your operations, regardless of the industry.
The experts at J. Gérard Fortin & Associés understand the specifics of your travels and know how to recommend the ideal coverage to ensure the continuity of your activities without compromise. It’s peace of mind you can’t afford to overlook.
Ground transportation insurance comes in various forms that cover different aspects of your business or professional travels. The type of coverage recommended will depend on the nature of your activities, the goods you transport or display, and the facilities you use.
Our brokers will assess with you the best combination of protections based on your actual risks, whether they are occasional or permanent.
Here are some elements that this insurance may include:
Construction Sites: Protection for goods and equipment used at job sites.
Contractor’s Equipment: Coverage for specialized equipment in case of loss, theft, or damage during transit or storage.
Installations (Floating Insurance): Mobile protection for temporary installations or those moving between job sites.
Land Cargo: Insurance covering goods transported by road against loss or damage.
Transport Liability: Protection against claims related to your obligations as a transporter.
Electronic Data Processing Equipment: Computers, servers, and other sensitive equipment.
Exhibited Goods: Specific insurance for items displayed at events, fairs, or presentations.
Works of Art: Protection against damage or theft during transport or exhibition.
Scientific Equipment and Musical Instruments: Coverage tailored to specialized equipment, often costly and delicate.
Ground transportation insurance is not mandatory in all cases, but it becomes essential when a business transports valuable goods or equipment critical to its operations. Without this protection, losses can be significant in the event of damage, theft, or accident. It is often contractually required in sectors like construction or freight transport.
Yes, in many cases, ground transportation insurance can cover losses or damages occurring during loading and unloading phases. However, this depends on the type of contract and the protections chosen. The experts at J. Gérard Fortin & Associés can guide you to ensure this risk is properly covered.
Absolutely. Ground transportation insurance can be tailored to the specifics of your projects or the items transported. For example, it is possible to temporarily insure a traveling exhibition or increase coverage for a particular construction site. Flexibility is one of the key advantages of this insurance.