Riding a Harley-Davidson is more than just transportation, it’s a statement of freedom, power, and passion. However, this prestige can attract less favorable insurance terms, such as high premiums and limited coverage. That’s why it’s essential to choose protection tailored to the unique value and nature of your motorcycle.
At J. Gérard Fortin & Associés, we understand that your Harley deserves more than standard insurance solutions. As the official Harley-Davidson broker in Quebec, we have access to a network of specialized insurers capable of offering customized coverage aligned with your lifestyle and your bike’s performance. Our experts take the time to understand your needs to offer you the most advantageous options at the best rates.
And because you should never have to slow down due to insurance issues, our team is here at every step. From underwriting to claims, we represent and assist you with diligence and commitment. This way, you can ride in peace, focused solely on what matters: enjoying your Harley-Davidson.
Insuring a Harley-Davidson isn’t just about checking a few boxes. It’s a process that requires special attention to your vehicle’s value, your driving profile, and how you use it. The experts at J. Gérard Fortin & Associés guide you through the various aspects to consider to obtain comprehensive and fair protection.
There are several types of coverage to combine based on your needs and the type of motorcycle you own.
Covers bodily injury or property damage caused to others in an accident. This coverage is mandatory, but you can choose an amount higher than the minimum required for enhanced protection, especially if you ride outside Quebec.
Essential for a Harley-Davidson, which is often highly sought after, this insurance covers the total or partial loss of your motorcycle.
This option covers all damages to your motorcycle, whether you’re at fault or not in the accident. A highly recommended protection for high-end motorcycles.
Covers damages to your motorcycle during an accident for which you’re responsible. It can be combined with other protections for optimal coverage.
Include coverage for modified equipment, roadside assistance, or rental of a replacement motorcycle in case of a claim. The brokers at J. Gérard Fortin & Associés will guide you to choose the options best suited to your needs.
Specialized insurance takes into account the high value of the motorcycle, its technical particularities, and its attractiveness for theft. It also provides access to better-suited protections, often unavailable in standard products.
Yes, it’s possible. Our brokers evaluate each case individually, considering experience, type of motorcycle, and your history. There are options available for young or new riders.
Custom motorcycles require specific coverage. Our experts assess your modifications and ensure your policy reflects their value and uniqueness.