Stethoscope on a medical chart with a blue pen.

ProfessionalLiabilityInsurancefor Medical Clinics 

Insurance

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Your Medical Practice Deserves Coverage Worthy of Its Responsibilities

Managing a medical clinic involves more than supervising a care facility. You’re responsible for a team of professionals, the oversight of services offered, patient satisfaction and, of course, their health. Communication errors, omissions in follow-up, or malpractice can lead to serious consequences, even if you practice diligently.

Professional liability insurance for medical clinics is specifically designed to address the unique challenges of your environment. It protects your clinic and staff against claims related to medical practice, advice given, or care provided within your facility.

The experts at J. Gérard Fortin & Associés understand the complexities of clinical management and will assist you in implementing tailored protection whether you run a general or specialized clinic. Focus on your patients, confident in the knowledge that your clinic is well-protected.

Protections Designed for the Clinical Reality

Every medical clinic is unique, some host general practitioners, others specialists, and sometimes allied health professionals. Regardless of your structure, it’s essential to have insurance that considers your real risks based on the services you offer, your staff, and your operations.

The brokers at J. Gérard Fortin & Associés will assess your clinic holistically to offer customized coverage, including essential protections for your field. Well-structured insurance ensures continuity of your services while protecting your professionals and reputation.

This insurance may include:

Professional Acts by Physicians and Caregivers

Protects against errors, negligence, or omissions in the medical treatment provided to your patients.

Claims for Diagnostic, Treatment, or Follow-up Errors

Covers consequences of misdiagnosis, inappropriate medication, or failure to monitor.

Bodily Injury or Psychological Harm Alleged by a Patient

Covers compensation claims resulting from patient injury, complications, or emotional distress due to care received.

Administrative or Organizational Liability

Covers your clinic in the event of disputes related to management, coordination of care, or record-keeping failures.

Service-Based Add-ons

Option to include additional coverage for aesthetic services, telemedicine, specialized treatments, or use of particular equipment.

Frequently Asked Questions

Can a new clinic be insured from day one?

Yes. You can obtain insurance from the moment your clinic opens, ensuring coverage during your first consultations and avoiding any exposure window.

Is a different coverage needed for part-time professionals?

Yes, depending on their role and frequency of practice. Policies can be adapted to cover part-time doctors, locums, or visiting professionals accordingly.

Does the insurance cover acts by nurse practitioners or other non-physician professionals?

Yes, as long as these professionals practice under your clinic’s structure and within their professional scope, they can be included in the policy.