As a pharmacy owner, you play a crucial role in public health while managing a retail business. This dual responsibility comes with its own set of risks: dispensing errors, property damage, incidents in the parking lot, or product recalls. A standard insurance policy simply isn’t sufficient.
To protect your establishment, employees, clients, and yourself, it’s essential to have insurance specifically designed for pharmacies. It takes into account the unique aspects of your profession, covering both your professional services and the commercial aspects of your business.
The experts at J. Gérard Fortin & Associés work with insurers who offer targeted and customized protections for pharmacists. Whether you operate alone or with a team, we help you find the most suitable coverage for your realities.
Insuring a pharmacy isn’t just about covering a business: it’s about considering the professional and regulated nature of your services. It’s important to choose a policy that addresses all elements of your daily operations, from pharmaceutical advice to inventory management.
The experts at J. Gérard Fortin & Associés can guide you in analyzing your specific needs to build comprehensive, reliable, and scalable insurance.
A well-chosen insurance policy will allow you to operate with peace of mind while protecting your pharmacy’s reputation and assets.
Covers errors or omissions in dispensing medications or providing advice to patients.
Protects against damages caused to your leased premises, such as fire or water damage.
Covers incidents involving clients or third parties injured on exterior surfaces under your responsibility.
Covers expenses related to a product recall, including communication campaigns, financial losses, and managing returns.
Insures medications, equipment, or other professional products during transportation, whether between branches or for delivery.
Yes, certain protections can include delivery services, but it’s important to disclose this service to your insurer to properly manage the risks associated with travel.
This depends on your business structure and needs. A broker can help you consolidate certain protections to simplify management while ensuring optimal coverage.
Adding services changes your risk level. It’s recommended to review your coverage with an expert to ensure it remains adequate.