Owning a luxury or collector vehicle is more than just having a means of transportation, it’s a valuable investment often rich with sentimental value. Standard coverage may not adequately protect such unique assets. That’s why it’s essential to choose insurance specifically designed for your needs. The experts at J. Gérard Fortin & Associates collaborate with a network of specialized insurers capable of offering personalized guarantees. This allows you to lock in your vehicle’s value for the year and know in advance the compensation amount in case of total loss or theft. Additionally, our solutions include loss-of-use amounts tailored to your lifestyle. We also recommend bundling your auto and home insurance with the same insurer to simplify claims processing in the event of a loss.
Selecting the appropriate insurance for your prestige or collector vehicle requires a precise assessment of its characteristics and your specific needs. Our experts assist you in defining the most suitable protection. A recent professional evaluation is often essential to determine your vehicle’s actual value, allowing you to add an endorsement to your policy indicating this amount. This ensures you receive fair compensation in case of a loss. For modified vehicles or Hot Rods, tailored protections are available through our network of specialized insurers. Bundling your home and auto insurance is also a significant advantage for simplified policy management.
Professional evaluation determines the vehicle’s precise value.
Policy endorsement ensures compensation based on actual value.
Guaranteed immobilized value for the year to set compensation in case of loss or theft.
Higher loss-of-use amounts adjusted to the owner’s lifestyle.
Specific coverage for modified vehicles or Hot Rods.
Possibility to bundle home and auto insurance with the same insurer.
Several elements determine your auto insurance premium. Our brokers are here to help you understand these factors and advise you on ways to reduce your costs.
Vehicle type and value
Usage (personal, commercial, or mixed)
Residence location and usual driving areas
Driver profiles (age, gender, driving history)
Chosen coverages and protections
Credit history
Yes, depending on our partner insurers, it’s often possible to group several vehicles under the same policy, facilitating management and potentially offering pricing advantages.
The experts at J. Gérard Fortin & Associates can guide you to certified evaluators who will provide an accurate assessment of your vehicle’s value.
Some specialized policies offer options to cover vehicles during participation in events, but this must be specified at the time of subscription. Our experts will advise you on the best available coverage based on your activities.