Import, export, and logistics sectors come with their share of uncertainties. A lost, damaged, or delayed shipment can have significant financial consequences for your business. Ocean cargo insurance is designed to provide you with the peace of mind you need by protecting your goods during transit, regardless of the type of goods or their destination.
At J. Gérard Fortin & Associates, our experts understand the unique challenges of maritime trade. Whether you’re a freight forwarder, manufacturer, or distributor, we can help you build a customized solution from origin to final destination. With the right protections in place, you reduce risks, enhance business relationships, and ensure operational continuity.
There are several types of protections related to maritime transport, whether for the goods transported or for the civil liabilities incurred. Each company involved in the maritime logistics chain has specific needs. Our brokers guide you in selecting the appropriate coverages based on your role, the goods transported, and your contractual obligations.
By collaborating with J. Gérard Fortin & Associates, you receive personalized support to build insurance that follows you throughout the logistical journey of your goods.
Here are some important elements to consider:
Protects goods in transit, whether in containers or bulk, against loss, damage, or theft during transport.
Food, beverages, dry concentrates, perishable products, Electronics, petroleum, agricultural and forestry products, Clothing, etc.
By sea, but also sometimes during land or air connections depending on the contracts.
Covers claims arising from maritime operations, including property or bodily injury caused to third parties.
Dock owners
Terminal operators
Stevedoring contractors
Port authorities
Shipyards
Charterers and freight forwarders
These protections aim to cover risks specific to each type of operation or facility.
Typically, you’ll need to provide a description of the goods, transport routes, value of the goods, packaging methods, and modes of transport used. A broker can assist you in gathering this information.
Delays are usually excluded from basic coverages, but certain extensions or additional insurances can be added based on your needs.
Yes, it’s possible to combine ocean cargo insurance with land, air, or civil liability protections.