Managing a senior residence is more than just a management role. It is a commitment to the safety, dignity, and well-being of vulnerable individuals. In the face of unforeseen events, such as food poisoning, property damage, or liability claims, it is essential to rely on reliable protection. Senior residence insurance has been specifically designed to address the real challenges of your daily operations.
With the expertise of J. Gérard Fortin & Associés advisors, you can better anticipate risks, secure your operations, and continue your mission with confidence. Whether you welcome independent seniors or those with reduced autonomy, there is coverage tailored to your reality.
Choosing insurance for a senior residence is not just about ticking boxes. It is a strategic approach that must consider the type of residence you operate, the profile of your residents, and the specific risks you face. The advisors at J. Gérard Fortin & Associés will help you build customized coverage based on the protections offered.
Depending on your situation, some protections are mandatory, while others are optional. You must also possess a certificate of compliance issued by the Government of Quebec or be in the process of obtaining one.
To cover operational interruptions due to a claim and limit the financial impact on your establishment.
To protect you against claims related to the care and services provided, in case of alleged error or negligence.
An essential protection in care environments, where risks can be sensitive and consequences significant.
To cover the consequences of a food-related incident affecting your residents.
Some protections can extend to residents’ personal belongings in case of theft or damage.
If you own artworks or valuable items in your facilities, they can be specifically insured.
To protect against certain internal or external losses, including theft of funds or equipment.
Insurance can include protections for the building in case of damage, but this depends on the chosen contract. Some protections focus on civil liabilities and loss of income, while others include property coverage.
Yes, the number of residents, their level of autonomy, and the services offered influence the premium amount, as they alter the overall risk level.
Absolutely. Contracts can be revised at any time with the help of an advisor to adjust to the evolution of your operations.