As a self-employed worker in painting and wallpapering, you are the master of your activity but also solely responsible for the associated risks. A standard home insurance policy may not fully cover your civil liability or the protection of your professional equipment. Adding a specific rider or opting for a professional insurance policy that includes errors and omissions ensures coverage tailored to your actual needs without breaking your budget.
Additionally, it’s essential to consider your personal security: a serious illness or disability can significantly impact your ability to work and jeopardize your income. This insurance allows you to protect your future and that of your loved ones, so your independence aligns with peace of mind.
At J. Gérard Fortin & Associés, we are here to help you assess your specific needs, advise you on the most relevant options, and assist you in implementing comprehensive protection suited to your reality as a self-employed worker.
With this dedicated insurance, you benefit from:
Tailored civil liability protection: to cover damages related to your professional activity.
Coverage for equipment and tools: even outside your home, your equipment is insured.
Errors and omissions insurance: essential to protect yourself against the financial consequences of professional errors.
Protection against serious illness and disability: secure your income and protect your loved ones in case of unforeseen events.
Personalized support: our expert brokers assess your needs and guide you toward the most suitable and cost-effective solution.
This insurance allows you to practice your profession with confidence, in full autonomy, knowing that you are well-covered against unforeseen events. We are here to help you understand your risks, advise you on the best options, and assist you in choosing insurance that truly protects you. Thanks to our expertise, you can practice your profession with confidence, in full autonomy, knowing that you are well-covered against unforeseen events.
An endorsement to your home insurance can cover some basic needs, including civil liability and equipment related to your work. However, depending on the nature and extent of your activity, a more comprehensive professional insurance policy, including protection against errors and omissions, may be necessary.
Errors and omissions insurance protects your activity against financial consequences related to professional mistakes or oversights that could lead to losses for your clients. This coverage is essential to mitigate risks and preserve your reputation and financial situation.
It’s important to have protection against serious illness or disability to ensure the continuity of your income if an accident or illness prevents you from performing your job for a prolonged period.