Organizing an event, whether small or large, always involves some level of risk. An accidental fall, damaged equipment, or an incident related to alcohol consumption can quickly lead to significant legal and financial consequences. That’s why it’s essential to protect your liability from the outset.
Special event insurance is designed to offer coverage tailored to the unique nature of each gathering, whether it’s a festival, a sports tournament, a film shoot, or even a family reunion. With their expertise, the brokers at J. Gérard Fortin & Associates guide you in choosing protection that allows you to organize your events with confidence, regardless of their duration or scale.
Choosing special event insurance means ensuring that every aspect of your organization is protected. Depending on the type of activity, the number of participants, the location, and the presence of risk elements like alcohol or temporary structures, the offered protections may vary. The experts at J. Gérard Fortin & Associates help you accurately identify your needs to select the right coverage.
Protects against claims related to injuries or property damage occurring during the event.
Covers incidents involving participants, equipment, or installations.
Provides reimbursement for emergency care in case of injury on-site.
Includes coverage for individuals involved in organizing or ensuring the smooth running of the event.
Covers damages and liabilities associated with the use of rented vehicles during the event.
Protects the organizer in case of incidents related to alcohol consumption, if served during the event.
Insurance is not always legally mandatory, but many venues and municipalities require it to grant a permit or authorize the holding of an event.
Yes, in many cases, it’s possible to secure coverage quickly. However, it’s advisable to apply in advance to avoid any unforeseen issues or last-minute refusals.
Some policies may include a cancellation option to help cover incurred expenses. Inform your broker at J. Gérard Fortin & Associates to explore this possibility when subscribing.